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Transforming Lives
Cleared reports. Unlocked approvals.
Lives moving forward.
Lives moving forward.
Came in at 612. Denied twice on a $340K mortgage. Audit flagged two unverifiable accounts, a duplicate charge-off, and one collection past the 7-year rule. 84 days later — pre-approval in hand.
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Services delivered
Custom dispute campaign
Stuck at 14.2% APR on the car. Wanted out. Audit found three medical collections, two already past the 7-year rule. Cleared in 47 days. Refi'd at 6.4%. Saved roughly $7,400.
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Services delivered
Custom dispute campaign
Newlyweds. One spouse sitting at 580. Audit flagged 5 outdated inquiries, a wrongly-marked late payment, and a misreported "closed by creditor" account. Cleared in 90 days. Closed on the house four months later.
Services delivered
Custom dispute campaign
Trying to unlock a $50K business line of credit. Personal credit was the blocker. Audit caught a misreported business charge-off and two duplicates. 71 days to clear. Funding approved six weeks later.
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Services delivered
Custom dispute campaign
Score dropped 140 points after fraud accounts hit collections. Audit confirmed 3 fraudulent accounts, 4 unauthorized inquiries, and one fraud-linked collection. Block requests filed. Recovery started inside 60 days.
Services delivered
Custom dispute campaign
Three apartment denials in 90 days. "Credit issues," they said. Audit found a paid utility collection still reporting open and a duplicate lease account. Both cleared in 52 days. Next application — approved.
Services delivered
Custom dispute campaign
"I’ve tried several finance apps, but none are as user-friendly as this. It’s helped me track income from multiple clients with- out the stress. "
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Ella Monroe
Project Coordinator
"After retirement, I needed a clear picture of my finances. This app gives me peace of mind every day. It’s simple, smart, and built with real users in mind."
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Edward Collins
Frontend Engineer
"I never thought budgeting could be this satisfying. Every feature feels thought fully designed and practical. It’s perfect for creative freelancers like me."
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Robert Lane
Retired Veteran
"I’ve tried several finance apps, but none are as user-friendly as this. It’s helped me track income from multiple clients with- out the stress. "
Ella Monroe
Project Coordinator
Joint accounts from the ex still tanking the score. Trying to qualify for a solo mortgage. Audit flagged four joint accounts still reporting under both names — two with late payments. Three got separated. Score moved 78 points in 90 days.
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Services delivered
Custom dispute campaign
540 score. Couldn't get approved for a starter card. Audit found a medical collection they never actually owed and a late student loan payment the servicer had already forgiven. Both removed in 64 days. Score crossed 670 inside four months.
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Services delivered
Custom dispute campaign
Stuck at 19.9% APR on the car. Audit caught two illegally re-aged charge-offs and one outdated collection. All three cleared in 89 days. Refi'd the loan at 8.1%.
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Services delivered
Custom dispute campaign
Two years of self-disputes. Barely any movement. Audit revealed past disputes had accidentally verified items using the wrong language — but 5 were still disputable with the right angles. Three cleared in 80 days. Score moved 62 points.
Services delivered
Custom dispute campaign
1099 income, hard to qualify. A 645 score wasn't helping. Audit flagged a collection from a closed medical billing dispute and an old auto loan still reporting after the vehicle had been paid off. Both cleared in 74 days. Qualified for the SBA loan two months later.
Services delivered
Custom dispute campaign
Our Stats
440+
People helped
30,000+
Total credit points increased
$650,000+
Total funding achieved
2,700+
Total disputes
Pricing
You only pay for what actually gets done.
Onboarding
$500
$90
/one time
Custom audit, strategy, and full setup. Delivered before you pay a dollar in dispute work.
- 12–18 page Creditly Audit Report
- Custom dispute strategy document
- Onboarding + dispute authorization filing
- 12-month Creditly Portal access
- 24/7 Text Communication
- Educational module library
- *Paid only after delivery*
Per Deletion
$50
$139
/per item
Each item we successfully remove from your report. Some deletions take days. Some take months. Either way, you only pay when the job is done.
- Full dispute campaign across all 3 bureaus
- Real-time tracking in your portal
- $50 only per confirmed deletion — billed when the item comes off
- We work, you wait — no charges while disputes are in progress
- Deletion fees signed for upfront, charged only when earned
- Most clients see first deletions in month 1